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Turn your Linux terminal into an AI copilot—online or offline. This guide compares local vs cloud models (privacy, latency, cost, upkeep), then gives copy/paste steps to build llama.cpp, download a small GGUF model, call cloud APIs with curl, and wire up a tiny Bash router that auto-picks local or cloud. Includes distro-specific installs, key security, and quick rules of thumb for a smart hybrid setup.